25 Things You Should Never Buy

             


          If you have read my blog before you know that sometimes I write about Chapter 7 or Chapter 13 Bankruptcy in the Indianapolis area, but other times I write about personal finance.  As a bankruptcy attorney at Halcomb Singler in Carmel I often have to look through my client's bank statements.  From time to time I notice something on a client's bank statement that I think is a complete waste of money.  So today I decided to pick 25 things I think no one should every buy.....so, in no particular order:

1.  Bottled Water;
2.  Acrylic Nails;
3.  Starbucks Lattes, Frappes, Frappuccinos (or any of their other fancy-named drinks);
4.  i Tunes;
5.  Apps;
6.  A roomba vacuum;
7.  Premium cable channels;
8.  A bowflex;
9.  Telephone Service for a Home Phone (please do not use the excuse that you may need it in an emergency.  If the emergency is that big neither your home nor your cell phone will work);
10.  Cigarettes!;
11.  Extended warranty for anything you are buying at Best Buy, HH Gregg, etc;
12.  Overdraft fees;
13.  Gym Membership you don't use;
14.  Dvds or BlueRays;
15.  Facebook Games;
16.  Massage Chair;
17.  Books unless required by school or a small amount of children's books (it's called the library);
18.  Anything on an infomercial
19.  Credit Card Interest;
20.  Pre-shredded cheese;
21.  Timeshare condos;
22.  Canned soda;
23.  Cereal;
24.  Tanning/Tanning Beds;
25.  Buying insurance for your mortgage, pet, or car payment.

Do you agree with my list?  What do you disagree with?  What would you add to the list of things that no one should buy?  I am sure there are many more!

Halcomb Singler, LLP, is a debt relief agency.  It helps people file for bankruptcy under the bankruptcy code.  No attorney-client relationship with the firm of Halcomb Singler, LLP, is created through this blog. Also, please note that Erika Singler is an attorney licensed in Indiana and does not seek to practice law in any jurisdiction in which they are not properly authorized to do so.  The information contained in this blog is general in nature and should not be relied upon for the circumstances of any individual(s) or businesses.