Monday, December 27, 2010

Taking the First Step Toward Bankruptcy in Indiana

In my experience the hardest thing for folks struggling with debt is to pick up the phone to call a bankruptcy attorney.  Most folks try and try to deal with their debt without the advice of a professional.  Each person has his or her own reasons for trying to deal with the problem without help....embarrassment, avoidance of the problem, and not wanting to acknowledge that there is a problem are a few that I see all the time.

However, I have also found that meeting with a qualified Indiana bankruptcy attorney makes most people feel better.  Yes.  You read that correctly.  Better.  This is because it is the first step toward taking action to resolve the problem.  Most of us have that list of to-dos that we put off, and each and every one of us feels much better and a great sense of accomplishment when we check an item off of that list.  I believe meeting with an Indiana bankruptcy attorney helps people feel a sense of control.

But why meet with an experienced Indiana bankruptcy attorney?  Many people are hesitant because they are not certain that they would like to file a bankruptcy and don't want to waste an attorney's time.  People often assume that they will feel pressure by an attorney to file bankruptcy.

The biggest reason to meet with an Indiana bankruptcy attorney is for the peace of mind that comes with knowledge.  I have met with thousands of people and many times I advise them that I don't think they need to file bankruptcy.  I can also tell people what to expect if they are being sued by a creditor and what a creditor may and may not do to collect a debt.  I give the people I meet with the information to make an informed decision about whether bankruptcy, debt settlement or another option would best benefit themselves and their family.

So, as we see ourselves peering into 2011, please know that I am happy to meet with those feeling financial pressure to give you the information necessary for you to decide whether you would like to file a bankruptcy.  There is no fee for the meeting.  I practice in the Southern District of Indiana Bankruptcy Court, which is where folks living in Fishers, Carmel, Noblesville, Anderson, Kokomo, Indianapolis, and Zionsville (just to name a few) file a bankruptcy petition.  Feel free to contact me for an appointment at a time convenient for you.  Happy New Year!

Halcomb Singler, LLP, is a debt relief agency.  It helps people file for bankruptcy under the bankruptcy code.  No attorney-client relationship with the firm of Halcomb Singler, LLP, is created through this blog. Also, please note that Erika Singler is an attorney licensed in Indiana and does not seek to practice law in any jurisdiction in which they are not properly authorized to do so.  The information contained in this blog is general in nature and should not be relied upon for the circumstances of any individual(s) or businesses.